Since the Master Healthcare program is not insurance, there are no claim forms to file, and no waiting period.  Most frames, lenses, specialty items such as tints, scratch resistant coatings, and ultraviolet protection are available. There is no limit on the number of times you and your family may use the membership during the year.  Simply present your Master Healthcare membership card at the participating optical location and you will automatically be charged the discount prices.  You may use your own doctor or a participating doctor for an eye exam.  Replacement contact lenses can be ordered through the mail order service at up to 60% discounts.  Most major brands of soft contact lenses are available including  disposable, torics, and bifocals. Gas permeable lenses are also available.